ŠKODA vehicles are packed with clever features — and so is our personal finance. It's easy to apply for, practical and surprisingly affordable, and best of all, it's designed with you in mind. With ŠKODA Financial Services, you can customise your finance to suit your budget, payment cycles and lifestyle, putting you in the driver's seat. Now that's clever thinking.
Choose your package
Finance your on-road costs, insurance and even registration into one easy payment. Or lower your regular repayments by making a deposit (if available).
Choose your term
Choose a repayment term from one to seven years, depending on the finance option you choose.
Repayments that suit you
Pay a deposit upfront (if available) or a balloon/residual payment at the end, reducing your regular repayments.
No extra security needed
In most cases, your brand new ŠKODA is the only thing we need to secure your credit contract.
Payment options that work for you
Choose your payment option — weekly, fortnightly or monthly, with convenient payments by BPAY or direct debit.
Easy budgeting
Enjoy the security of a fixed interest rate, no account-keeping fees, and no unexpected costs.
Better business with ŠKODA
From the self-employed to large corporations — there's a ŠKODA Financial Services solution for every business. There are plenty of good reasons to use finance to purchase your business vehicles.
Firstly, there's no need to sacrifice your hard-earned capital or threaten cash flow, or to wait until you've saved a deposit.You can get up to 100% finance, putting you behind the wheel of a brand new ŠKODA vehicle straight away, so it's out there helping your business earn more, faster.
And don't forget that depreciation and your borrowing expenses may be tax deductible too, saving you money at tax time.
Cover all your costs
Finance 100% of your vehicle's cost, including your insurance, registration & on-road costs. Or lower your repayments by paying a deposit if available.
Get finance that suits your business
Our flexible range of solutions such as Hire Purchase, Finance Leases and Chattel Mortgages could offer you potential tax benefits.
Customise your repayments
Look after your cash flow by choosing to pay less upfront, by making a balloon or residual payment, or lower your repayment by using a deposit if available.
Use your new ŠKODA as security
Usually, we can use your new vehicle as security, so there's no need to put forward other personal or business assets to secure your finance.
Choose your payment terms
Choose payments that suit your business cash flow — weekly, fortnightly or monthly, by direct debit or BPAY.
Know your commitments
All your finance costs laid out from the start with no unexpected suprises - a fixed interest rate and no account-keeping fees or other hidden costs.